Transmigrated as Investment Banker in Cultivation world

At this time, a sneaky looking young man appeared in front of David's table while the crowd was busy looking at the survivors.

"You were saying something about loans a moment ago, right? Count me in."

The sneaky-looking young man wasn't tall; he looked to be around five feet in height.

On his back was a weird-looking saber.

He was dressed in white leather armor, and with one glance it became evident his situation wasn't good. The armor was torn in several places, exposing his flesh; clearly, he didn't have the money to buy new armor.

David wasn't one to judge his customers by their appearance; he simply smiled at his words and repeated the same questions that he had asked Jin before.

"How much do you need?" David asked in a calm voice, while pondering whether he should take a look at the status report.

After thinking for a moment, he went ahead and paid the bank the required amount, and in the next moment, a window displaying the sneaky young man stats appeared in front of him.

[Name- Ryan Darkhorse

Age- 19

Potential - ???

Cultivation - Body Refining Realm Rank 7

Crystallisation of Life - The Anomaly

Investment Grade - XXX

Remark - someone who wants to become the masters of his own destiny at the same time finding the purpose of Life has become his sole obsession.]

While David was busy looking at the status screen, Ryan fell deep in thought.

"Hmm! I only need 10,000 spirit stones; anything greater than that will become burdensome."

After thinking Ryan said.

"I only need 10,000 spirit stones and do I need to give you anything as a collateral?" He calmly asked, contrary to his young appearance his words were calm and collected.

David automatically shook his head at his words.

He was still busy thinking about the information that he had seen.

Everytime he looked at the status report of someone there was bound to be something that he didn't understand.

Like for example, a new rating for investment grade had appeared, and his potential was all question marks.

What did it mean? was the bank unable to calculate his potential, that was highly unlikely. The bank had even managed to calculate the potential of monstrous beings such as Seabstian and Mary.

So what stopped the bank from calculating.

Maybe his potential wasn't fixed but rather something that varied from time to time.

"Hmmm." That was highly possible, David's eyes flashed when his train of thoughts reached at this point.

"Hello, Mr. Are you listening? I said, I only need 10,000 spirit stones." Ryan spoke in a slightly raised voice to attract David's attention.

"Okay! Here, sign this agreement, and the money is yours."

10,000 spirit stones were nothing for David anymore. Without thinking much he handed him a bag filled with spirit stones.

Ryan hurriedly took the bag from his and put it inside his storage ring.

"Thank You. I will never forget the kindness that you have shown today." Ryan got up from his seat and bowed. After saying those words, he didn't linger around for more and hurriedly left.

David only looked at him and didn't say anything.

"He is a really hard-working young man." At this time, Jin spoke from the sidelines. Even after taking the money, he still hadn't and left.

Couple of minutes ago, David had noticed he was looking at the table weirdly.

David ignored his comment and waited for the next customer to arrive.

He didn't have to wait for long as just after Ryan left, the bearded man seemed to have announced something, causing the crowd to become restless the next moment David was surrounded by crowds from all sides.

David handed the spiritual agreement to the crowd without much thought and made them sign the agreement.

The people seemed to be in a hurry as they quickly signed the agreements after taking their money.

In a short period of twenty minutes, he had disbursed loans totaling one million spirit stones.

His capital was significantly reduced, but he didn't care.

He only wished for all of them to die a peaceful death.

At this point, David might be the only person in the world who wished for his clients to die.

The bearded man also noticed David's actions and he frowned.

"Who is this young man?" The bearded thought while frowning, he couldn't feel an ounce of mana from the young man's body.

This was suspicious.

The bearded man took note of David and decided to deal with him sometime later.

For now he had important things to do.

He placed a white crystal at the center of formations and a white ring appeared once more.

"All right, just like last time, form a line and start going in one by one," the middle-aged man announced.

After his words, the crowd hurriedly formed a line just like the last time and moved.

Surprisingly the first to enter the Dimensional gate was Ryan.

And in five minutes, the last person also entered.

It was at this time that David received a notification from the Bank, which made him dumbfounded.

[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.

Even if he died, the client will have to pay back somehow; therefore, his soul was captured. You now have the following options, keep in mind that you can only choose one.

1 - Extract Client's Crystallion of Life (The Anomaly. Pseudo King Grade)

2 - Extract Ryan's memories from his birth till his death.

3 - Any item that client owned in his lifetime.

4- Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.

Please note that capturing the soul and imprisoning it requires a large amount of mana, because of which you only have nine hours left to make a choice.]

"This! What happened?" David was at loss, he didn't even survive five minutes. What the hell did he encounter?

"Everything alright, Mr David?" Jin also asked in confusion. He also wondered what suddenly happened for him to react like this.